Sources of advantageous selection: Evidence using actual health expenditure risk

Johar, M; Savage, E

Sources of advantageous selection: Evidence using actual health expenditure risk

Johar, M

Savage, E

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Publication Type:: Journal Article
Citation:: Economics Letters, 2012, 116 (3), pp. 579 - 582
Issue Date:: 2012-09-01

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Field	Value	Language
dc.contributor.author	Johar, M https://orcid.org/0000-0002-2381-1741	en_US
dc.contributor.author	Savage, E https://orcid.org/0000-0002-2690-3975	en_US
dc.date.issued	2012-09-01	en_US
dc.identifier.citation	Economics Letters, 2012, 116 (3), pp. 579 - 582	en_US
dc.identifier.issn	0165-1765	en_US
dc.identifier.uri	http://hdl.handle.net/10453/18806
dc.description.abstract	In a market where insurers are not allowed to risk rate, we find evidence of advantageous selection using observed health expenditure risk. Selection is driven by income and optimism about the future. This may explain insurers' profitability, despite community rating. © 2012 Elsevier B.V.	en_US
dc.relation.ispartof	Economics Letters	en_US
dc.relation.isbasedon	10.1016/j.econlet.2012.06.002	en_US
dc.subject.classification	Economics	en_US
dc.title	Sources of advantageous selection: Evidence using actual health expenditure risk	en_US
dc.type	Journal Article
utslib.citation.volume	3	en_US
utslib.citation.volume	116	en_US
utslib.for	1402 Applied Economics	en_US
utslib.for	14 Economics	en_US
pubs.embargo.period	Not known	en_US
pubs.organisational-group	/University of Technology Sydney
pubs.organisational-group	/University of Technology Sydney/Faculty of Business
utslib.copyright.status	open_access
pubs.issue	3	en_US
pubs.publication-status	Published	en_US
pubs.volume	116	en_US

Abstract:

In a market where insurers are not allowed to risk rate, we find evidence of advantageous selection using observed health expenditure risk. Selection is driven by income and optimism about the future. This may explain insurers' profitability, despite community rating. © 2012 Elsevier B.V.

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http://hdl.handle.net/10453/18806